Q – What does Private Health Insurance cover me for?

If you purchase hospital cover with a private health insurer, you will be covered for some or all of the costs of being a private patient in either a public or private hospital.

The exact amount of hospital treatment you are covered for depends on the level of hospital cover that you purchase, as well as the hospital and the doctor you choose, and whether they have an agreement with the insurer.

It is your responsibility to understand what level of cover you have. As each health fund varies it is advisable to contact your health fund to ensure that you are covered for the procedure booked.